Padma Cooperative

Business Loans

Fuel your business growth with flexible financing solutions

Our Loan Products

Micro Business Loan

For micro-entrepreneurs and small business owners

  • Quick approval
  • Minimal documentation
  • Flexible repayment
  • No collateral required
Interest Rate:15%
Loan Amount:৳50K - ৳5L
Tenure:1-3 years

SME Loan

Medium-term financing for growing enterprises

  • Higher amounts
  • Expansion support
  • Technical assistance
  • Market linkage
Interest Rate:15%
Loan Amount:৳5L - ৳20L
Tenure:2-5 years

Equipment Finance

For business equipment and machinery

  • Equipment as collateral
  • Extended repayment
  • Maintenance support
  • Upgrade options
Interest Rate:15%
Loan Amount:৳2L - ৳10L
Tenure:1-4 years

Application Process

1

Application

Submit with all documents

1-2 days
2

Verification

Document verification

3-5 days
3

Assessment

Business viability check

5-7 days
4

Evaluation

Credit history review

2-3 days
5

Approval

Committee final review

2-3 days
6

Disbursement

Amount to your account

1-2 days

Success Stories

🏪

Nargis Begum Store

General Store

Started small, expanded to a successful general store.

৳3,00,000 Fully Repaid
🏪

Rana Ahmed Super Store

Super Store

Established a diverse product store with excellent service.

৳5,00,000 On Track
🏪

Rozina Tailoring

Garment Business

Expanded from small shop to full-service garment business.

৳2,50,000 Fully Repaid

Ready to Apply?

Our loan officers are here to help every step of the way